Unified UAE Legislation Database

Central Bank Regulation No. 29 of 2011 Regarding Bank Loans & Other Services Offered to Individual Customers

Status

In force

Issuing Authority

Central Bank

Effective date

XX.XX.XXXX

Official Link

https://

 

This regulation has been amended and clarified by the following notices respectively Notice No. (E 28/02/2011), Notice No. (N 2705/2012), Notice No. (N 4501/2011), Notice No. (N 13/1187/2013), Notice No. (N 22/2017), Notice No. (N 193/2018), Notice No. (N 3986/2019), Notice No. (N 5060/2019) and Notice No. (N 2535/2022).
You are reading the consolidation version as of 24/06/2022.

 

Introduction

Following review of reports on loans and other services offered to individual customers, and banks’ responses to the questionnaire previously sent, titled “Personal Consumer Loans”, and pursuant to provisions of Article 5, Article 18, Article 94 and Article 96 of Federal Law No. 10 of 1980, Regarding the Central Bank, the Monetary System & Organization of Banking, the Central Bank has decided that all banks must abide by the provisions of these regulations, at all times.

 

Objective

The objective of these regulations is to determine the relationship between banks conventional and Islamic) and finance companies on the one hand, and their individual customers on the other, in a...